|
Medicare
Coordinated Care Plans
Many
Medicare beneficiaries find that
coordinated care plans are a good way to
get more health care for their dollar.
Heart of America Health Plan will
provide or arrange for all Medicare
covered services. This means if you join
a coordinated care plan and get all of
your services through the Heart of
America Health Plan, your out-of-pocket
costs are usually more predicable. Also,
depending on your health needs, those
costs may be less than you would pay if
you were liable for the regular Medicare
deductibles and co-insurance amounts.
Advantages of Coordinated Prepaid
Health Care
-
No
Medicare deductibles – only monthly
premiums.
-
No
claim forms or other paperwork for
you.
-
Local
administration.
-
Predictable expenses – so you can
easily budget your health care
dollars.
-
No
health screening, waiting periods or
pre-existing condition clauses.
Helping You
Take Better Care of Yourself
Heart of America Health Plan contracts
with the Centers for Medicare and
Medicaid Service (CMS) of the U.S.
Department of HHS as a Managed Care Cost
Plan for Medicare. This enables HAHP to
combine traditional Medicare benefits
with its own coverage for individuals
who are covered by Medicare Parts A & B
or B only.
We Even
Do the Paperwork
Your HAHP card is your identification
for HAHP benefits. Present it at the
doctor’s office, hospital or other
health care facility and they’ll bill
the HAHP directly. You don’t have to
file claim forms or wait to be
reimbursed for a bill you paid. If, by
error, you do receive a bill, drop it in
the mail t our office.
When You Go to the Hospital, Heart of
America Health Plan is There
HAHP provides for the catastrophic as
well as the routine events. You’re
covered in the hospital under Medicare
limitations – up to 150 days per
Medicare benefit period. We want you to
seek care as soon as you need it.
Preventive health measures are the key
to the Managed Care concept.
Joining HAHP means that you get prompt,
personal service when you have a
question or problem. If you’re not
satisfied with the decision of the HAHP
staff or medical care that you have
received, you may appeal it through the
HAHP Grievance Procedure and Medicare
Appeals Procedure. The Grievance
Procedure and Medicare Appeals Procedure
is available to all HAHP members who
request to file a formal complaint
report.
Ready With
Care When and Where You Need It
The HAHP is a non-profit health plan for
residents of the defined HAHP service
area. You must reside within the
following specified zip code area:
58310 58324 58342 58357 58367 58423
58713 58748
58313 58325 58343 58359 58368 58438
58717 58762
58316 58329 58346 58360 58369 58450
58736 58783
58317 58331 58348 58362 58374 58451
58739 58788
58318 58332 58351 58363 58384 58465
58741 58789
58319 58337 58353 58365 58385 58710
58744 58793
58320 58341 58356 58366 58386 58712
58747
HAHP
works through cooperative agreements
between you, the, member, and the
doctors and hospitals in this area.
These agreements allow the HAHP to best
manage your health care dollar – and you
health.
Participating physicians agree to accept
a fee from HAHP as payment in full for
their services, to participate in
incentives to control costs, and to
allow review of their care by other
physicians according to standards of
practice in this community.
Members agree t receive all of their
primary care through one of the HAHP
Plan Physicians, and to obtain a
referral for specialty care. Your HAHP
Plan Physician is responsible for
providing your routine care and
referring you to other doctors when
necessary.
There are also some specialized services
not available through HAHP Plan
Physicians, so you may be referred to a
larger medical center by your Plan
Physician with prior approval by HAHP’s
Medical Director.
HAHP/Medicare covers this type of care
for you, too!
Who Is
Eligible To Join?
To be eligible for membership in HAHP
you must be entitled to Benefits under
Medicare Parts A & B or Part B only. You
must reside within the specified HAHP
service area. You must not be receiving
any Hospice Care of currently have
end-stage renal disease. There may be
exceptions to these requirements. Please
contact our office if you have any
questions.
Enrolling In
HAHP
The Heart of America Health Plan
coordinates its benefits with
traditional Medicare coverage. As a
member of the HAHP, you must receive all
of your primary medical care through one
of the HAHP’s Plan Physicians except in
the case of an emergency or urgent care
out of the service area.
To enroll, simply complete an
application form available at the HAHP
office. Once enrolled, your HAHP Plan
Physician will make arrangements for
specialized care or hospitalization. The
HAHP will not coordinate your Medicare
coverage unless your medical services
are performed, prescribed, arranged or
authorized by your HAHP Plan Physician.
Enrollment in Heart of America Health
Plan will result in automatic
disenrollment from any Managed Care Cost
Plan you may be enrolled in as you
cannot be a member of two
Medicare-contracting Managed Care Cost
Plans at the same time.
Disenrolling
From HAHP
1. You may voluntarily desenroll from
HAHP at any time by giving written
notice to the HAHP office or by
contacting your local Social Security
Office. If you have Railroad Retirement
Benefits, you can call your local
Railroad Retirement Board office at
1-800-808-0772. You can also call
1-800-MEDICARE (1-800-633-4227).
Disenrollment becomes effective the
first month following the month your
written notice is received.
2. You will never be disenrolled from
the HAHP due to a health
condition. The HAHP may disenroll a
member under the following condition:
* Failure to pay a premium when
necessary
The HAHP must disenroll a member under
the following conditions:
* Moving out of the HAHP Service Area
* Death
* Loss of Medicare Part B
* Committing fraud or abuse of
membership
What
About Emergencies and Out of Area
Urgent Care?
Your HAHP Plan Physician will manage all
of your routine care, office calls,
diagnostic and other preventive health
care. However, there will be times when
you are unable to schedule an
appointment, such as in the case of an
emergency or urgently needed services
while you are away from home. A medical
emergency is a sudden, severe, and
unforeseen onset of illness or injury
requiring immediate medical attention.
Urgent care is care for an unforeseen
illness or injury which a member which a
member requires in order to prevent a
serious deterioration in their health
while out of the HAHP service area. I a
member has a medical emergency or
requires urgent care outside the service
area, they are asked to obtain prompt
medical attention and to notify the HAHP
office as soon as medically possible.
Specialist
Care
Members of the Heart of America Health
Plan agree to receive their primary care
from on of the Plan Physicians of the
Johnson Clinic. Plan Physicians will
provide for, arrange and coordinate a
member's health care needs, including,
when necessary, referrals, to
specialists to meet individual needs.
If an HAHP member is to have specialty
care performed by a Non-Plan Physician
or care at a Specialty Facility, they
must receive a referral from their Plan
Physician prior to receiving the
specialty care.
If
You Go Out of the Plan
If a member consults a Non-Plan
Physician or care at a Specialty
Facility without prior approval from the
Plan, the member's claim must be
submitted to Medicare, and the member is
responsible for the cost of services not
paid by Medicare, 20% coinsurance and
any non-covered charges in excess of
Medicare approved amounts. In other
words, you will not be provided the
added benefits of the HAHP for care from
a Non-Plan Physician or Specialty
Facility that is not approved by the
Plan in advance of care received.
BENEFITS
|
BENEFITS |
HAHP MEDICARE
COORDINATED CARE PLAN |
Hosptial Benefits
Hospitalization in a
semi-private room. Private
room if medically necessary.
Other services, such as
x-ray, lab, surgery,
physician services,
intensive units, general
nursing, inpatient mental
health services, etc. |
Limited Hospital Days
as allowed by Medicare. You
pay nothing for each
Medicare covered stay in a
network hospital for up to
150 days per benefit period.
Covered in full. |
Skilled Nursing Facility
Up to 100 days of Medicare
approved skilled nursing
care with a prior 3-day
hospital stay per benefit
period. Admission must be
within 30 days of discharge
from hospital. |
Medicare pays 100% of days
1-20. YOU PAY NOTHING.
COVERED IN FULL. HAHP pays
the Medicare approved
coinsurance for days 21-100.
You pay nothing. Covered in
full. |
Home Health Care
Medically necessary home
health care services (such
as skilled nursing, physical
therapy, occupational
therapy) as defined by
Medicare. |
YOU PAY NOTHING. COVERED IN
FULL |
Doctor's Services
Office visits, specialized
care upon referral by an
HAHP Plan Physician,
periodic physicals,
check-ups and exams, x-rays,
labwork, EKG's and other
diagnostic services, allergy
tests, immunizations and
injections. Radiation and
chemotherapy. |
YOU PAY NOTHING. COVERED IN
FULL |
Outpatient Physical and
Occupational Therapy and
Speech Pathology Services
Therapy services provided as
an outpatient of a
participating hospital or
skilled nursing facility, a
participating home health
agency, rehabilitation
agency or home health
agency. |
YOU PAY NOTHING. COVERED IN
FULL |
Outpatient Mental Health
Services
Mental health services in a
Psychiatrist's or
Psychologist's office or by
a Licensed Clinic Social
Worker, Board Certified
diplomat. |
YOU PAY NOTHING. COVERED IN
FULL |
Emergency and Out of Area
Urgent Care
In area or out of the HAHP
Service Area. |
YOU PAY NOTHING. COVERED IN
FULL |
Durable Equipment
Durable Medical Equipment
and Prosthetic Devices. |
YOU PAY NOTHING. COVERED IN
FULL |
|
Inpatient or Outpatient
Blood Coverage |
YOU PAY NOTHING. COVERED IN
FULL |
|